Tips & Tricks

private mortgage insurance

Private Mortgage Insurance, often abbreviated as PMI, can be defined as insurance that the borrower must pay to the lender until a certain amount of the loan is paid off. It keeps the lender financially secure, in case the borrower fails to pay the loan amount. It generally comes into picture when the borrower has… Read More


first time homebuyer program

Buying a home is one of the most important decisions made by an individual in his/her life emotionally, mentally as well as financially. Many people believe that buying a home is something that is far off in the future, but there is actually a wide variety of programs designed to help first-time homebuyers purchase a… Read More


points and credits

If you’re looking to buy a new home or refinance your current one, you may have heard the terms mortgage points or credits being thrown around. So, what are those and what do they do for you? And when do you know if you should take them out? Points and Credits Defined Before deciding your… Read More


How are you going to save thousands of dollars on top of all your normal expenses? It may seem impossible at first, but there are plenty of little changes that you can make to help you put away enough money for a sizeable down payment, which will save you a lot more money in the… Read More


Keeping Up with Your Student Loan College is one of the most pivotal experiences in people’s lives. It’s a time of exploration, development, and engagement. Typically, you leave with a collection of lifelong friends, an education, and lots of fond memories. Unfortunately, if you are like most, you also graduated with a daunting accumulation of… Read More


There are a few steps in the process of making an offer that you’ll need to go through. You’ll want to ensure that this house is the one that you want to make your home, then decide how much to offer, write an offer letter and negotiate. We’ll walk you through each step to help… Read More