Credit

points and credits

If you’re looking to buy a new home or refinance your current one, you may have heard the terms mortgage points or credits being thrown around. So, what are those and what do they do for you? And when do you know if you should take them out? Points and Credits Defined Before deciding your… Read More


boost your credit score

Your credit score is an important part of your financial life, especially if you’re thinking about buying a home. Your credit score is determined by five main factors and is used to determine whether a lender will grant you a loan, how much they’ll lend you, and at what rate you’ll accrue interest on it.… Read More


Identity theft is a scary prospect; in a flash, someone could steal what you have worked so hard to earn just by using your name or Social Security number. While identity theft has been on the forefront of news topics for years, it is still often misunderstood. There are many ways you can protect yourself… Read More


Those who are just barely getting by logically conclude that paying off debt is the highest priority after the basic needs are met. From an emotional standpoint, it may be exhilarating to know that you are free of debt, but there may be another alternative: investing. Could it be beneficial to simply manage your debts… Read More


What are the different types of home loans available and what are the pros and cons to each? As you prepare to become a home owner, working closely with a trusted lending company can help make the home loan process stress-free. Consider your options and look at the fine details to ensure you are making… Read More