Down Payment

questions to ask mortgage lender

Buying a house is a big deal and an important step in that is getting a mortgage lender. So how do you make sure you’re picking the right one? You make sure to do your research and ask the right questions! Not all lenders are the same, and it’s important to understand as much as… Read More


difference between townhouse and condo

You may be ready to move on from an apartment but not quite ready for an entire house. That’s where a condo or a townhouse would come in! Before you decide to buy or rent a townhouse or a condo, make sure you understand the difference between the two and how that affects your decision.… Read More


build a budget

With everything going on in the world right now, you may be finding that your wallet is a little tighter than normal. It’s always a good idea to track your spending and be smart with your habits, but now is the perfect time to really buckle down and stick to a budget. Creating a personalized… Read More


private mortgage insurance

Private Mortgage Insurance, often abbreviated as PMI, can be defined as insurance that the borrower must pay to the lender until a certain amount of the loan is paid off. It keeps the lender financially secure, in case the borrower fails to pay the loan amount. It generally comes into picture when the borrower has… Read More


first time homebuyer program

Buying a home is one of the most important decisions made by an individual in his/her life emotionally, mentally as well as financially. Many people believe that buying a home is something that is far off in the future, but there is actually a wide variety of programs designed to help first-time homebuyers purchase a… Read More


points and credits

If you’re looking to buy a new home or refinance your current one, you may have heard the terms mortgage points or credits being thrown around. So, what are those and what do they do for you? And when do you know if you should take them out? Points and Credits Defined Before deciding your… Read More