Home Loans

first time homebuyer program

Buying a home is one of the most important decisions made by an individual in his/her life emotionally, mentally as well as financially. Many people believe that buying a home is something that is far off in the future, but there is actually a wide variety of programs designed to help first-time homebuyers purchase a… Read More


boost your credit score

Your credit score is an important part of your financial life, especially if you’re thinking about buying a home. Your credit score is determined by five main factors and is used to determine whether a lender will grant you a loan, how much they’ll lend you, and at what rate you’ll accrue interest on it.… Read More


There are a few steps in the process of making an offer that you’ll need to go through. You’ll want to ensure that this house is the one that you want to make your home, then decide how much to offer, write an offer letter and negotiate. We’ll walk you through each step to help… Read More


The best time of year to buy a home is dependent on many factors. The market may be bigger in summer, but it will be cheaper in winter. There are also personal factors, such as wanting to get into a new home before your kids go back to school or needing to move closer to… Read More


The prospect of buying a home for the first time can be exciting and daunting. There’s the anticipation of the journey – visiting prospective homes looking for the one that “feels” right and holds all the potential and promise you imagine. There is also the practicality of finding the place that fits within your budget.… Read More


When you are ready to begin a serious search for your new home, you should start by getting pre-approved for a home loan. This gives you an edge in a competitive home selling market to show buyers you are ready and able to make a legitimate offer. Here is a comprehensive guide to the home loan pre-approval process to get you on your way.… Read More