Galaxy Lending Group's Blog

For many, a home mortgage is the largest debt they will ever owe, attached to the most valuable asset they will ever own. For first-time home buyers or those considering homeownership, understanding the ins and outs of obtaining a home mortgage and how it will impact their finances is crucial. If buying a home is… Read More


It’s an important question to ask, as each type of loan can reflect a long-term financial commitment. If either was as simple as the name would suggest, borrowers would have little difficulty choosing between the two. Before you make your decision, it pays to learn the essentials of fixed vs. adjustable loans.… Read More


This loan program is one of the rewards service men and women get to take advantage of for their valiant service to our great country. It makes homeownership a tangible goal for many who would otherwise not be able to afford to buy a home. Over 22 million people have benefitted from VA loans since… Read More


She forgot an important life rule: There is no such thing as a free lunch. Student loan refund checks are not free money. This scenario happens to college students across the nation and what they don’t realize is that interest has already started to accrue on that student loan, and it accrues on that refund… Read More


Knowing just how refinancing your home will help or hurt you is important. Talking to a lender that can show you just how refinancing a mortgage will affect you, both good and bad. What are some of the options to consider when deciding to refinance? Let’s take a look.… Read More