Galaxy Lending Group's Blog

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Gifts. Parties. Travel. Food. It’s no secret that the holidays are an expensive season, and the costs of the festivities are unavoidable. There is often a pressure to give great gifts, make all accommodations, and be the life of the party, but no cost is worth the price of post-holiday debt or financial struggles in… Read More


While the thought of selling your home during the holidays may reduce your holiday joy and festivities, consider the advantages. Typically thought to be a poor time to put your home on the market, when it comes to the holidays the ideal time to sell your home is in the spring. Many homebuyers settle down… Read More


Unless you’re a realtor or a home buying pro, mortgage lingo might sound like a foreign language. In fact, 40% of home buyers didn’t know any home buying terms at all, and millennials aged 25-34 were the least likely to know any home buying terms. Amortization was the most confusing and down payment was the… Read More


An inspector and an appraiser have a different set of skills and are trained and certified in different processes with different areas of expertise. However, there are a few things in common when it comes to home inspection and home appraisal, like that they both benefit the homeowner and the lender, as they ensure the… Read More

Loan Limits

Home values have been on the rise for a few years now, and while this is a benefit for homeowners and sellers, it isn’t the only good thing resulting from rising values. For buyers and sellers who have yet to refinance, those higher prices have increased loan limits. The baseline conforming loan limit is tied… Read More


Refinancing is a way to lower your monthly payments and free up some cash. You can refinance your mortgage, your car loan, or a personal loan. By refinancing outstanding loans to a new and lower rate, you pay a lower monthly payment. But, the downside is that refinancing a loan may have an effect on… Read More