Refinancing

refinance your mortgage

Refinancing your mortgage can save you thousands of dollars in interest. It can also reduce your monthly payments significantly. So what are the signs that it’s the right time to refinance your mortgage? Here are the top things to look for that can help you determine if it’s time for a refinance of your home… Read More


If you’re a homeowner, you might be hearing everyone, from your neighbors to news anchors, talking about refinancing. So, should you be considering it too? There are many situations in which refinancing your mortgage may be right for you, so consider some of the reasons to refinance and how to prepare to refinance your home.… Read More


mortgage home loan language

The prospect of buying a home for the first time can be exciting and daunting. There’s the anticipation of the journey – visiting prospective homes looking for the one that “feels” right and holds all the potential and promise you imagine. There is also the practicality of finding the place that fits within your budget.… Read More


Can I refinance a reverse mortgage or am I stuck with the terms I agreed to the first time? These are all questions to consider when looking at your retirement income or a significant change in your income. In order to make the best decision for your circumstances, it’s wise to look at the issue… Read More


Whether the purpose is to work on home improvements, pay off debt, or avoid paying PMI (Private Mortgage Insurance), second mortgages let you borrow against the value of your home, using your home as collateral. However, second mortgages often come in at a higher interest rate than your first mortgage. Why is this? Well, there… Read More


Calculations regarding the duration and amount of the loan coupled with changing interest rates can make it a scary prospect. Get familiar with your current agreement with your lender to make sure you are making an educated choice.… Read More