Refinancing

Several financial experts out there often recommend refinancing your home, student, and auto loans, along with other types. Refinancing is always sold as something smart to do, and if timed correctly, could save any person thousands of dollars in the long run. But what exactly is refinancing, and when should you do it? We’ve compiled… Read More


refinance your mortgage

Refinancing your mortgage can save you thousands of dollars in interest. It can also reduce your monthly payments significantly. So what are the signs that it’s the right time to refinance your mortgage? Here are the top things to look for to help you determine if it’s time for a home refinance. Your Interest Rate… Read More


If you’re a homeowner, you might be hearing everyone, from your neighbors to news anchors, talking about refinancing. So, should you be considering it too? There are many situations in which refinancing your mortgage may be right for you, so consider some of the reasons to refinance and how to prepare to refinance your home.… Read More


mortgage home loan language

The prospect of buying a home for the first time can be exciting and daunting. There’s the anticipation of the journey – visiting prospective homes looking for the one that “feels” right and holds all the potential and promise you imagine. There is also the practicality of finding the place that fits within your budget.… Read More


Can I refinance a reverse mortgage or am I stuck with the terms I agreed to the first time? These are all questions to consider when looking at your retirement income or a significant change in your income. In order to make the best decision for your circumstances, it’s wise to look at the issue… Read More


Whether the purpose is to work on home improvements, pay off debt, or avoid paying PMI (Private Mortgage Insurance), second mortgages let you borrow against the value of your home, using your home as collateral. However, second mortgages often come in at a higher interest rate than your first mortgage. Why is this? Well, there… Read More