Home Loan

Someone filling out a mortgage application and getting keys to a home

Getting ready to apply for a home mortgage application can be an exciting time. However, not everyone who is getting ready to apply knows what documentation is needed before and during the process. Here are three of the most important things every homeowner needs for proper mortgage application preparation. Get Your Documents in Order Before… Read More


If you’re on the market for a new home, you’ve probably started looking into different types of loans. The typical loan is a conforming loan, but that has a limit in most areas in the country of $484,350 (some areas with a higher cost of living have a higher limit), so if you’re looking into… Read More


The best time of year to buy a home is dependent on many factors. The market may be bigger in summer, but it will be cheaper in winter. There are also personal factors, such as wanting to get into a new home before your kids go back to school or needing to move closer to… Read More


There is a very good chance that home buying in winter will result in finding properties that are a lot cheaper. Realtors and loan companies know it’s hugely beneficial for home hunters to buy during the winter. A seasonal low is usually reflected on the price tag for properties on the market during this time of year.… Read More


Before you choose your mortgage, start by knowing the basic conditions of each kind. The object then is to match the right mortgage to your long-term financial situation. If you can’t afford to keep up with repayments, you risk losing everything you worked so hard to gain.… Read More