Credit Score

Avoiding PMI Can cost you

Sometimes, paying PMI is better because you can get an interest rate lower than the cost of the PMI.… Read More


Build Credit

When a person enters adulthood, or even right before, they have the chance to accumulate and create a credit score. Many large financial decisions are based on a person’s credit score. This is something that follows a person throughout their life, so naturally, it is vital to monitor it and keep it healthy. However, this… Read More


first time homebuyer program

Buying a home rates as one of the most important decisions made by an individual. It’s emotionally, mentally as well as financially monumental. Many people believe that buying a home is something far off in the future. However, a wide variety of programs exist to help first-time homebuyers purchase a home sooner than expected. The… Read More


boost your credit score

Your credit score is an important part of your financial life, especially if you’re thinking about buying a home. Your credit score is determined by five main factors and is used to determine whether a lender will grant you a loan, how much they’ll lend you, and at what rate you’ll accrue interest on it.… Read More


If you’re on the market for a new home, you’ve probably started looking into different types of loans. The typical loan is a conforming loan, but that has a limit in most areas in the country of $484,350 (some areas with a higher cost of living have a higher limit), so if you’re looking into… Read More