Credit Score

first time homebuyer program

Buying a home is one of the most important decisions made by an individual in his/her life emotionally, mentally as well as financially. Many people believe that buying a home is something that is far off in the future, but there is actually a wide variety of programs designed to help first-time homebuyers purchase a… Read More


boost your credit score

Your credit score is an important part of your financial life, especially if you’re thinking about buying a home. Your credit score is determined by five main factors and is used to determine whether a lender will grant you a loan, how much they’ll lend you, and at what rate you’ll accrue interest on it.… Read More


If you’re on the market for a new home, you’ve probably started looking into different types of loans. The typical loan is a conforming loan, but that has a limit in most areas in the country of $484,350 (some areas with a higher cost of living have a higher limit), so if you’re looking into… Read More


Dealing with sellers, real estate agents, inspectors and banks can all feel very frustrating, when all you are trying to do is find and purchase the best home for you and your family. The process of buying a home can be broken down into smaller steps, although quite a few of them. If the home-buying… Read More


It doesn’t seem like it would play such a big factor in your financial standing. Did you know your credit score is a major factor in obtaining a home loan? Purchasing a new home will be one of the biggest investments of your life. Since it plays such a big role, it would be a… Read More


However, sometimes it’s how you balance your budget, rather than how much you have in your monthly budget that matters. There are a number of saving methods you can use, with some clever adjustments to your budget that will allow you to save for a down payment without over burdening you financially. You will, of… Read More