When a person enters adulthood, or even right before, they have the chance to accumulate and create a credit score. Many large financial decisions are based on a person’s credit score. This is something that follows a person throughout their life, so naturally, it is vital to monitor it and keep it healthy. However, this… Read More
Buying a home rates as one of the most important decisions made by an individual. It’s emotionally, mentally as well as financially monumental. Many people believe that buying a home is something far off in the future. However, a wide variety of programs exist to help first-time homebuyers purchase a home sooner than expected. The… Read More
Your credit score is an important part of your financial life, especially if you’re thinking about buying a home. Your credit score is determined by five main factors and is used to determine whether a lender will grant you a loan, how much they’ll lend you, and at what rate you’ll accrue interest on it.… Read More
If you’re on the market for a new home, you’ve probably started looking into different types of loans. The typical loan is a conforming loan, but that has a limit in most areas in the country of $484,350 (some areas with a higher cost of living have a higher limit), so if you’re looking into… Read More
Dealing with sellers, real estate agents, inspectors and banks can all feel very frustrating, when all you are trying to do is find and purchase the best home for you and your family. The process of buying a home can be broken down into smaller steps, although quite a few of them. If the home-buying… Read More
It doesn’t seem like it would play such a big factor in your financial standing. Did you know your credit score is a major factor in obtaining a home loan? Purchasing a new home will be one of the biggest investments of your life. Since it plays such a big role, it would be a… Read More
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