Buy A Home

private mortgage insurance

Private Mortgage Insurance, often abbreviated as PMI, can be defined as insurance that the borrower must pay to the lender until a certain amount of the loan is paid off. It keeps the lender financially secure, in case the borrower fails to pay the loan amount. It generally comes into picture when the borrower has… Read More


points and credits

If you’re looking to buy a new home or refinance your current one, you may have heard the terms mortgage points or credits being thrown around. So, what are those and what do they do for you? And when do you know if you should take them out? Points and Credits Defined Before deciding your… Read More


If you’re on the market for a new home, you’ve probably started looking into different types of loans. The typical loan is a conforming loan, but that has a limit in most areas in the country of $484,350 (some areas with a higher cost of living have a higher limit), so if you’re looking into… Read More


How are you going to save thousands of dollars on top of all your normal expenses? It may seem impossible at first, but there are plenty of little changes that you can make to help you put away enough money for a sizeable down payment, which will save you a lot more money in the… Read More


There are a few steps in the process of making an offer that you’ll need to go through. You’ll want to ensure that this house is the one that you want to make your home, then decide how much to offer, write an offer letter and negotiate. We’ll walk you through each step to help… Read More


The best time of year to buy a home is dependent on many factors. The market may be bigger in summer, but it will be cheaper in winter. There are also personal factors, such as wanting to get into a new home before your kids go back to school or needing to move closer to… Read More