Galaxy Lending Group

The prospect of buying a home for the first time can be exciting and daunting. There’s the anticipation of the journey – visiting prospective homes looking for the one that “feels” right and holds all the potential and promise you imagine. There is also the practicality of finding the place that fits within your budget.… Read More


Can I refinance a reverse mortgage or am I stuck with the terms I agreed to the first time? These are all questions to consider when looking at your retirement income or a significant change in your income. In order to make the best decision for your circumstances, it’s wise to look at the issue… Read More


Are you looking to cash out on positive equity and want to increase that equity? Are you looking to sell your home and you want to get the most money possible? Are you going to rent the home or offer it for short-term renters, such as Airbnb? Maybe you just want to feel comfortable both… Read More


Dealing with sellers, real estate agents, inspectors and banks can all feel very frustrating, when all you are trying to do is find and purchase the best home for you and your family. The process of buying a home can be broken down into smaller steps, although quite a few of them. If the home-buying… Read More


The anticipation of moving into a new home is exciting and denial is the last hurdle you want in your way. Even if it may feel like a significant setback, there are ways you can bounce back from it and come back in a stronger position that sets you up for financial success.… Read More


Whether the purpose is to work on home improvements, pay off debt, or avoid paying PMI (Private Mortgage Insurance), second mortgages let you borrow against the value of your home, using your home as collateral. However, second mortgages often come in at a higher interest rate than your first mortgage. Why is this? Well, there… Read More