Galaxy Lending Group

questions to ask mortgage lender

Buying a house is a big deal and an important step in that is getting a mortgage lender. So how do you make sure you’re picking the right one? You make sure to do your research and ask the right questions! Not all lenders are the same, and it’s important to understand as much as… Read More


how school districts affect home buying

People look at a variety of different things when they decide to buy a home. Location is a huge factor. If you have kids, you should make it a priority to find a home near a quality school. This ensures that your children are getting a good education in a safe environment. If you don’t… Read More


difference between townhouse and condo

You may be ready to move on from an apartment but not quite ready for an entire house. That’s where a condo or a townhouse would come in! Before you decide to buy or rent a townhouse or a condo, make sure you understand the difference between the two and how that affects your decision.… Read More


build a budget

With everything going on in the world right now, you may be finding that your wallet is a little tighter than normal. It’s always a good idea to track your spending and be smart with your habits, but now is the perfect time to really buckle down and stick to a budget. Creating a personalized… Read More


points and credits

If you’re looking to buy a new home or refinance your current one, you may have heard the terms mortgage points or credits being thrown around. So, what are those and what do they do for you? And when do you know if you should take them out? Points and Credits Defined Before deciding your… Read More


If you’re on the market for a new home, you’ve probably started looking into different types of loans. The typical loan is a conforming loan, but that has a limit in most areas in the country of $484,350 (some areas with a higher cost of living have a higher limit), so if you’re looking into… Read More