There are many loan options for those in need, and a reverse mortgage is a type of loan for seniors aged 62 or older. Reverse mortgage loans allow homeowners to convert their home equity into cash income with no monthly mortgage payments. Most reverse mortgages are federally insured but beware of reverse mortgage scams that… Read More
When it comes to saving for a home, you should start as soon as possible. Most people are aware that buying a home is one of the most expensive purchases in our lives, but many first-time buyers underestimate the amount of cash they actually need to purchase their dream home. Understand the Costs: One of… Read More
Home values have been on the rise for a few years now, and while this is a benefit for homeowners and sellers, it isn’t the only good thing resulting from rising values. For buyers and sellers who have yet to refinance, those higher prices have increased loan limits. The baseline conforming loan limit is tied… Read More
The start of the pandemic also meant the beginning of many city dwellers flocking to the suburbs. These people sought homes that offered more space and freedom than the apartments they inhabited in the city. As a result, 2020 turned into an excellent market for selling your home, with Forbes stating that home sales shot up… Read More
Getting ready to apply for a home mortgage application can be an exciting time. However, not everyone who is getting ready to apply knows what documentation is needed before and during the process. Here are three of the most important things every homeowner needs for proper mortgage application preparation. Get Your Documents in Order Before… Read More
Regardless of their financial situation, experts recommend that everyone should be investing in a retirement savings account. In fact, in a survey conducted by CNBC Make it, about half of Americans agree that people should start saving in their 20’s. However, despite the compounding benefits, financial security, and peace of mind for the future, most… Read More
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