As a mortgage broker, Galaxy Lending gives borrowers a variety of loan solutions:
Conventional and jumbo home loans, fixed rate and adjustable rate mortgages, home construction loans, and FHA, VA and USDA programs. Our banking relationships are strong. Our rates are competitive. And our fee structure is transparent and fair-minded. Through our network of private and institutional investors, we fund loans from $50,000 to $5 million.
Take advantage of today’s relatively low interest rates to purchase another home that better suits your lifestyle and budget. Or refinance the home you own to lower your monthly payments and keep more dollars in your pocket. If you’re in financial trouble, short of cash or struggling with a loan that’s under water, Galaxy can help you plan a practical course of action.
Galaxy Lending gives you straight answers and a loan that makes sense.
Talk with Galaxy Lending & Learn:
- The loan amount for which you qualify
- Your credit score and how to improve your rating
- The best loan for you, today and tomorrow
- The smart time to secure your loan, now or later
- How much money you can save or cash out
Let Galaxy Lending pre-approve you for your new home loan; your seller will know you’re a serious buyer when you submit your purchase offer. Our World Revolves Around You.
With conventional home loans, you have more flexibility in your options. This is a traditional home loan not sponsored by a government program, giving you the ability to shop competitive options for your loan. Explore higher loan amounts, lower down payment options, competitive interest rates and more without the regulations needed for a FHA, VA or USDA loan. Our team at Galaxy Lending Group can help you explore all the options available to best suit your home loan needs.Learn More
Looking to purchase a high-value or luxury home? Jumbo loans give higher loan options than conventional or FHA loans for those with a good credit rating and low debt-to-income ratio. For home loans above $453,100, a jumbo loan may be needed in many areas of the country, but there are excellent interest and financing options for the right buyer. Galaxy Lending Group can help find the financing you need for your high-end home with our jumbo loan options.Learn More
Fixed Rate Loans
Make it simple to plan your household budget with a fixed rate loan. By far the most popular option when it comes to home loans, a fixed rate gives you a set, stable payment and interest rate for the life of the loan. There are no fluctuations in the payment and home buyers can take advantage of low interest rates by locking them in at a set rate, whether you are buying a new home or want to refinance an existing variable or higher interest rate loan. Let our team at Galaxy Lending Group get you started finding the best fixed rate loan for your needs.Learn More
Adjustable Rate Loans
If you are looking for a lower initial interest rate for a reduced payment, an adjustable rate loan or mortgage may be the right choice. Adjustable rate mortgages, or ARMs, offer a set period of a fixed, lower interest rate, after which the interest rate and payments become variable. This can be a good option for those expecting to sell or refinance their homes within the fixed rate period of the ARM, available through our team at Galaxy Lending Group.Learn More
Want to buy a home, but need a lower down payment or flexibility regarding your credit rating? An FHA loan is insured by the Federal Housing Administration, which allows lenders to offer loans to those who may not qualify for a conventional home loan. FHA loans typically require a much smaller down payment, and those with foreclosures or other credit issues can still qualify. Galaxy Lending Group can help you determine if an FHA home loan is right for you.Learn More
Are you serving in the military or a veteran? A VA loan offers affordable options to those who are serving or have served in the military, making it possible to get into a home with a low or no down payment. Our team at Galaxy Lending can help our military clients find the right home and loan with the backing of the Department of Veteran Affairs to eliminate some of the hurdles they may face.Learn More
There are loan options available for those who may not think they can qualify for a conventional loan. USDA loans offer options for no down payment and low interest loans for lower to moderate income home buyers and owners in rural areas. USDA loans can be used to buy, repair or renovate homes in specific rural areas with up to 100% financing of the home price. Galaxy Lending Group can help you determine if you and your home qualify for these desirable loans.Learn More
Home Construction Loans
Want to build your own home? A home construction loan is a short-term loan designed to give you the funds you need to pay for the building costs of constructing your home. This can give you the flexibility to create the home of your dreams with the funding you need until the house is built, which then can qualify for another home loan option. Galaxy Lending Group can help you through the home construction loan process to get the money you need to begin building your home.Learn More