Home Financing

private mortgage insurance

Private Mortgage Insurance, often abbreviated as PMI, can be defined as insurance that the borrower must pay to the lender until a certain amount of the loan is paid off. It keeps the lender financially secure, in case the borrower fails to pay the loan amount. It generally comes into picture when the borrower has… Read More


first time homebuyer program

Buying a home is one of the most important decisions made by an individual in his/her life emotionally, mentally as well as financially. Many people believe that buying a home is something that is far off in the future, but there is actually a wide variety of programs designed to help first-time homebuyers purchase a… Read More


points and credits

If you’re looking to buy a new home or refinance your current one, you may have heard the terms mortgage points or credits being thrown around. So, what are those and what do they do for you? And when do you know if you should take them out? Points and Credits Defined Before deciding your… Read More


How are you going to save thousands of dollars on top of all your normal expenses? It may seem impossible at first, but there are plenty of little changes that you can make to help you put away enough money for a sizeable down payment, which will save you a lot more money in the… Read More


If you’re a homeowner, you might be hearing everyone, from your neighbors to news anchors, talking about refinancing. So, should you be considering it too? There are many situations in which refinancing your mortgage may be right for you, so consider some of the reasons to refinance and how to prepare to refinance your home.… Read More


Nearly 65 percent of households in the United States own their own homes. This rate of homeownership has stayed fairly stable throughout the years since 1960. Among the milestones of life, becoming a homeowner is one of the top accomplishments many Americans look forward to and can have many unexpected benefits. More Than a Roof… Read More