Refinance

The prospect of buying a home for the first time can be exciting and daunting. There’s the anticipation of the journey – visiting prospective homes looking for the one that “feels” right and holds all the potential and promise you imagine. There is also the practicality of finding the place that fits within your budget.… Read More


Can I refinance a reverse mortgage or am I stuck with the terms I agreed to the first time? These are all questions to consider when looking at your retirement income or a significant change in your income. In order to make the best decision for your circumstances, it’s wise to look at the issue… Read More


Millennials are renting homes for longer than the generations before them. And not because they don’t see the value in owning a home. Quite the contrary. They are just as interested in buying a home as any other generation, they just have concerns.  … Read More


Whether the purpose is to work on home improvements, pay off debt, or avoid paying PMI (Private Mortgage Insurance), second mortgages let you borrow against the value of your home, using your home as collateral. However, second mortgages often come in at a higher interest rate than your first mortgage. Why is this? Well, there… Read More


Calculations regarding the duration and amount of the loan coupled with changing interest rates can make it a scary prospect. Get familiar with your current agreement with your lender to make sure you are making an educated choice.… Read More