Fixed Rate

Sometimes, paying PMI is better because you can get an interest rate lower than the cost of the PMI.… Read More


mortgage home loan language

The prospect of buying a home for the first time can be exciting and daunting. There’s the anticipation of the journey – visiting prospective homes looking for the one that “feels” right and holds all the potential and promise you imagine. There is also the practicality of finding the place that fits within your budget.… Read More


Buying a home is likely one of the biggest investments you’ll ever make. You want to make sure you benefit, but with so many regulations and hoops to jump through, it’s easy to get caught up and agree to less-than-favorable terms. This is avoidable! Don’t let it happen to you. Shop around for your mortgage.… Read More


It’s an important question to ask, as each type of loan can reflect a long-term financial commitment. If either was as simple as the name would suggest, borrowers would have little difficulty choosing between the two. Before you make your decision, it pays to learn the essentials of fixed vs. adjustable loans.… Read More


It helps to understand the main differences between fixed rate and adjustable rate mortgages, as having the basics down will allow you to ask the right questions when it comes time to compare rates.… Read More