Who To Talk To When Buying A Home
Teamwork Makes the Dream Work
Did you finally decide to do it? Congratulations! Deciding to buy a home isn’t an easy thing to do and putting that plan into action is something even more nerve-wracking! However, after the emotions settle down, there are still several things to do. During the home-buying process, there are a lot of hoops to go through and people you want to consult. This can often seem daunting and excessive, but when walked through it, it’s not that bad. Here at Galaxy Lending Group, we try to make the process as seamless as possible. The following are people that every potential home-buyer should consider talking to.
Your Family – Even if Your Family is Just You
This one might be a given but consulting family before buying a can be incredibly helpful. Uprooting a family from a place where it all started is not an easy decision. Their input is often needed. Also, it’s not just discussing what the future city might be like and how the house looks, although these two things are important. The finer details, such as financial planning, practicality of location according to professional and family commitments, and how you see yourself in it ten years from now, are often overlooked. These details will allow a better view of what type of house to get and the appropriate financial commitment to make. If you plan on moving by yourself, consider consulting your close friends who live nearby. Seek their advice and input.
Real Estate Agent
To start out, a real estate agent isn’t needed to make a home transaction happen. However, there’s a reason that the profession exists. Having a real estate agent by your side during the home-buying process is like walking into a game of “find the needle in the haystack” with a very fine metal detector. They can spot things most probably can’t in a home and are a great ally when going over paperwork with the seller. This means avoiding the potential future headaches of finding things wrong with the home later on. The seller is probably using an agent to sell their home as well, so why not arm yourself with an equal professional? Make sure to pair up with an agent that has experience in finding homes similar to the one you want. They might know what you want better than yourself!
A home inspector will make sure a buyer is getting their home at a fair price. Many homes come sold with “paint over” repairs. This means that they can end up being costly repairs later down the road. Everyone wants to avoid as many of these as possible but might not be trained to spot them all. A home inspector will do the dirty work, literally, and alert you know of any repairs that need to be done on the foundation, walls, roof, electrical circuits, and plumbing system. Home inspectors require professional training, so you know that you’ll be getting the proper bang for your buck.
Galaxy Lending Group (Us!)
We are here to make the process as simple and hassle-free as possible. We pride ourselves in the services we offer and the quality with which we offer them. During the home-buying process, we help to; identify the loan amount for which you qualify, your credit score and how to improve it, the loan for you today and tomorrow, the time to secure your loan, and how much money you can save or cash out. It’s the reason customers keep coming back and refer us to their friends.
While the whole process won’t completely rely on these four groups of people, you can be sure that these will be a group of individuals who will be on your side. Setting up a good team, where everyone is one the same page, during the home-buying process will save you nights of stress, arguments, and unexpected issues. Don’t hesitate to contact us for any other questions or concerns you may have.