It’s time to clear out all of your old or unused items in your house and make room for the new! Whether you’re a first-timer or possibly an old pro, here are six useful tips for having an awesome yard sal… Read More

Here are 10 key questions we recommend that you ask when it comes to applying for a mortgage. These won’t ensure the best mortgage loan you can dream of, but these will help and ensure that you are getting the best deal out there. If you have already chosen your lender and are getting ready… Read More

Visit www.SixStepsToAHomeLoan.com to download and enjoy, How to Get a Stellar Home Loan: Six Steps to the Best Mortgage at the Lowest Rate with the Fewest Headaches. With our friends at KTAR, Galaxy is posting a series of blogs to help borrowers understand lender fees, shop for a loan, and choose between a bank and a mortgage broker. Click here to… Read More

Jay Luber, president of Phoenix-based Galaxy Lending, is a veteran of Arizona’s mortgage market. His thoughts and advice for borrowers:… Read More

The expansion of the Home Affordable Refinancing Plan was announced last November, and some lenders have begun taking applications. But the federal government had to work out some issues with the program and lenders before it could officially launch it. An earlier version of HARP allowed homeowners with mortgages backed by Fannie Mae and Freddie… Read More

Homeowners in Arizona as well as Florida, Nevada and Michigan are especially hard hit and home values have fallen as much as fifty percent. Even though today’s interest rates are at a record low, some are unable to refinance their homes or reduce their monthly mortgage payments. To help homeowners reduce their mortgage costs through… Read More