Galaxy Lending Group's Blog

She forgot an important life rule: There is no such thing as a free lunch. Student loan refund checks are not free money. This scenario happens to college students across the nation and what they don’t realize is that interest has already started to accrue on that student loan, and it accrues on that refund… Read More


Knowing just how refinancing your home will help or hurt you is important. Talking to a lender that can show you just how refinancing a mortgage will affect you, both good and bad. What are some of the options to consider when deciding to refinance? Let’s take a look.… Read More


Before you choose your mortgage, start by knowing the basic conditions of each kind. The object then is to match the right mortgage to your long-term financial situation. If you can’t afford to keep up with repayments, you risk losing everything you worked so hard to gain.… Read More


If you have been shopping around for a home, but can never seem to find anything quite like what you want, it’s understandable if you are considering home construction for the first time. Financing a new build is slightly different than taking out a mortgage on an existing property.… Read More


It helps to understand the main differences between fixed rate and adjustable rate mortgages, as having the basics down will allow you to ask the right questions when it comes time to compare rates.… Read More


The surest way to see the benefits of refinancing your home is to know as much as you can about your current mortgage and the loan that will be replacing it. A lender can help you sort out the details, but when should you speak to one? Knowing the potential benefits of refinancing can give… Read More