Galaxy Lending Group's Blog

It doesn’t seem like it would play such a big factor in your financial standing. Did you know your credit score is a major factor in obtaining a home loan? Purchasing a new home will be one of the biggest investments of your life. Since it plays such a big role, it would be a… Read More


2018 has brought with it many changes for potential homeowners; not least amongst them the new tax bill. The cons seem to outweigh the pros until you are looking at renting versus buying from a purely mathematical perspective. There are considerations that can be overlooked, which would otherwise prompt more Americans to favor buying over… Read More


However, a report from the National Low Income Housing Coalition has concluded those who work full-time at minimum wage are unable to afford the rent for even a two bedroom apartment in the United States. Therefore, it may be time to check if the scales have been tipped in favor of buying for many Americans.… Read More


Buying a home is likely one of the biggest investments you’ll ever make. You want to make sure you benefit, but with so many regulations and hoops to jump through, it’s easy to get caught up and agree to less-than-favorable terms. This is avoidable! Don’t let it happen to you. Shop around for your mortgage.… Read More


Something needs to be done. If you are struggling to find a solution to financial problems, then you should cash in on your biggest investment: your home. It might not seem obvious at first. There are a lot of expenses associated with refinancing, but it could prevent foreclosure and help in other ways, too. Refinancing… Read More


Identity theft is a scary prospect; in a flash, someone could steal what you have worked so hard to earn just by using your name or Social Security number. While identity theft has been on the forefront of news topics for years, it is still often misunderstood. There are many ways you can protect yourself… Read More