Galaxy Lending Group's Blog

The good news is, you don’t have to have perfect credit to qualify for a home loan. There are many common misconceptions that surround the mortgage lending process. There is more involved with qualifying for a home loan than just your credit score, although that is certainly one of the considerations. Whether you are a… Read More


Does that ring true for every region in this vast country? When the numbers are evaluated, the facts reflect that not all home purchases can be categorized in such simple terms. Perhaps the better question is: What is most important to the buyer: variety, time, or price?… Read More


Determining why to refinance is not near as complicated as deciding if the time is right. Acting on this decision at the wrong time could result in literally losing thousands of dollars in accumulated savings.… Read More


There are many choices available when shopping for a mortgage loan, and the average first time home-buyer could easily become overwhelmed. It’s important to understand the differences between the two types of mortgage loans: Conventional and FHA (Federal Housing Authority), with four different factors to consider on either type of loan.… Read More


An extra precaution many of us take is getting our credit score to qualify for a more desired interest rate. Much like a sale price, the interest plays just as big of a role in the cost of your newly discovered house. An interest rate is a fee that you pay your bank, and the… Read More