Galaxy Lending Group's Blog

first time homebuyer program

Buying a home rates as one of the most important decisions made by an individual. It’s emotionally, mentally as well as financially monumental. Many people believe that buying a home is something far off in the future. However, a wide variety of programs exist to help first-time homebuyers purchase a home sooner than expected. The… Read More


smart home technology

Smart home technology has really improved and grown over the last few years. Pretty much anything you can think of to add to your home is on the market somewhere. Companies are constantly creating new gadgets to improve our lives, but the abundance of products can be overwhelming. We’ve put together a simple list of… Read More


points and credits

If you’re looking to buy a new home or refinance your current one, you may have heard the terms mortgage points or credits being thrown around. So, what are those and what do they do for you? And when do you know if you should take them out? Points and Credits Defined Before deciding your… Read More


boost your credit score

Your credit score is an important part of your financial life, especially if you’re thinking about buying a home. Your credit score is determined by five main factors and is used to determine whether a lender will grant you a loan, how much they’ll lend you, and at what rate you’ll accrue interest on it.… Read More


If you’re on the market for a new home, you’ve probably started looking into different types of loans. The typical loan is a conforming loan, but that has a limit in most areas in the country of $484,350 (some areas with a higher cost of living have a higher limit), so if you’re looking into… Read More


Maybe you want to lose weight, save money or spend more time with family and friends. But what about your home? Whether you’re getting ready to sell your home or just want to improve the place that you spend most of your time, we’ve created a list of the best home improvement resolutions you can… Read More