AWith everything going on in the world right now, you may be finding that your wallet is a little tighter than normal. It’s always a good idea to track your spending and be smart with your habits, but now is the perfect time to really buckle down and stick to a budget. Creating a personalized… Read More
Private Mortgage Insurance, often abbreviated as PMI, can be defined as insurance that the borrower must pay to the lender until a certain amount of the loan is paid off. It keeps the lender financially secure, in case the borrower fails to pay the loan amount. It generally comes into picture when the borrower has… Read More
Buying a home rates as one of the most important decisions made by an individual. It’s emotionally, mentally as well as financially monumental. Many people believe that buying a home is something far off in the future. However, a wide variety of programs exist to help first-time homebuyers purchase a home sooner than expected. The… Read More
Smart home technology has really improved and grown over the last few years. Pretty much anything you can think of to add to your home is on the market somewhere. Companies are constantly creating new gadgets to improve our lives, but the abundance of products can be overwhelming. We’ve put together a simple list of… Read More
If you’re looking to buy a new home or refinance your current one, you may have heard the terms mortgage points or credits being thrown around. So, what are those and what do they do for you? And when do you know if you should take them out? Points and Credits Defined Before deciding your… Read More
Your credit score is an important part of your financial life, especially if you’re thinking about buying a home. Your credit score is determined by five main factors and is used to determine whether a lender will grant you a loan, how much they’ll lend you, and at what rate you’ll accrue interest on it.… Read More
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