Just as with any other purchase, failure to shop around the marketplace before settling on a lender is apt to cost you money. And when it comes to mortgages, those costs can really add up. For example, on a 30-year mortgage, a difference in just one-half of one percent interest would increase your monthly payment… Read More
Mortgage Payment
But when exactly is the right time to consider a refinance? There are some important considerations when deciding whether to refinance. For most homeowners the main purpose of refinancing is to either shorten the term of the loan, reduce the monthly payments, switch between a fixed-rate or adjustable-rate loan, or use home equity.… Read More
Buying a house can be an exciting time, but also stressful with all that goes into purchasing a home. Here are a few steps to take before even stepping foot in a home that is for sale:… Read More
Loans are more difficult to achieve if one or both of you have lower that average credit score, but here are some options you can take to be qualified and approved for a loan.… Read More
Families are forced to focus on more daily needs such as: food, shelter and clothing. There is little room for savings. That doesn’t mean it can’t be done. Here are some simple strategies that can be implemented to start saving money for a down payment, today.… Read More
Determining why to refinance is not near as complicated as deciding if the time is right. Acting on this decision at the wrong time could result in literally losing thousands of dollars in accumulated savings.… Read More
