The Galaxy Lending team loves working with first-time buyers, and we will ensure that you feel comfortable throughout the entire process. You may be an experienced house or apartment renter or you’re taking the leap from mom and dad’s basement, regardless, buying your first house is important.… Read More
Home Loans
Just as with any other purchase, failure to shop around the marketplace before settling on a lender is apt to cost you money. And when it comes to mortgages, those costs can really add up. For example, on a 30-year mortgage, a difference in just one-half of one percent interest would increase your monthly payment… Read More
But when exactly is the right time to consider a refinance? There are some important considerations when deciding whether to refinance. For most homeowners the main purpose of refinancing is to either shorten the term of the loan, reduce the monthly payments, switch between a fixed-rate or adjustable-rate loan, or use home equity.… Read More
Depending on your circumstances and credit history, you can get loans or avail of government programs that offer lower down payments to help you get on the property ladder. These alternative methods, however, can have downsides, so it is important that you choose the option that best suits your financial situation.… Read More
However, sometimes it’s how you balance your budget, rather than how much you have in your monthly budget that matters. There are a number of saving methods you can use, with some clever adjustments to your budget that will allow you to save for a down payment without over burdening you financially. You will, of… Read More
Buying a house can be an exciting time, but also stressful with all that goes into purchasing a home. Here are a few steps to take before even stepping foot in a home that is for sale:… Read More
