Home Loans

Determining why to refinance is not near as complicated as deciding if the time is right. Acting on this decision at the wrong time could result in literally losing thousands of dollars in accumulated savings.… Read More


There are many choices available when shopping for a mortgage loan, and the average first time home-buyer could easily become overwhelmed. It’s important to understand the differences between the two types of mortgage loans: Conventional and FHA (Federal Housing Authority), with four different factors to consider on either type of loan.… Read More


An extra precaution many of us take is getting our credit score to qualify for a more desired interest rate. Much like a sale price, the interest plays just as big of a role in the cost of your newly discovered house. An interest rate is a fee that you pay your bank, and the… Read More


It only takes one major financial setback or life-altering event to trigger a mortgage payment problem, even if you’ve proven you’re capable of being responsible with money. Some examples of this is, you or your spouse losing a job, divorce, or a debilitating illness that limits the number of hours you are able to work.… Read More


Necessary or unplanned, financial emergencies happen. Or maybe you’re looking to make a big purchase; there are multiple reasons on why it may be necessary to take out a loan. Find out when it’s more than reasonable for a new loan to occur.… Read More


Here are 10 key questions we recommend that you ask when it comes to applying for a mortgage. These won’t ensure the best mortgage loan you can dream of, but these will help and ensure that you are getting the best deal out there. If you have already chosen your lender and are getting ready… Read More