But owning a home as we all know, can be a big responsibility. When it comes to buying a home, there are several personal factors you should consider, like income, location stability, and commitment.… Read More
Tips & Tricks
The Galaxy Lending team loves working with first-time buyers, and we will ensure that you feel comfortable throughout the entire process. You may be an experienced house or apartment renter or you’re taking the leap from mom and dad’s basement, regardless, buying your first house is important.… Read More
But when exactly is the right time to consider a refinance? There are some important considerations when deciding whether to refinance. For most homeowners the main purpose of refinancing is to either shorten the term of the loan, reduce the monthly payments, switch between a fixed-rate or adjustable-rate loan, or use home equity.… Read More
Depending on your circumstances and credit history, you can get loans or avail of government programs that offer lower down payments to help you get on the property ladder. These alternative methods, however, can have downsides, so it is important that you choose the option that best suits your financial situation.… Read More
However, sometimes it’s how you balance your budget, rather than how much you have in your monthly budget that matters. There are a number of saving methods you can use, with some clever adjustments to your budget that will allow you to save for a down payment without over burdening you financially. You will, of… Read More
Often there are several homes for sale in the same area with similar attributes and price, making it crucial to ensure your home makes a great first impression on buyers. Investing in a few cost-effective renovations or improvements can make a big difference in how quickly your home sells and the price that buyers are… Read More
