The good news is, you don’t have to have perfect credit to qualify for a home loan. There are many common misconceptions that surround the mortgage lending process. There is more involved with qualifying for a home loan than just your credit score, although that is certainly one of the considerations. Whether you are a… Read More
Real Estate
Does that ring true for every region in this vast country? When the numbers are evaluated, the facts reflect that not all home purchases can be categorized in such simple terms. Perhaps the better question is: What is most important to the buyer: variety, time, or price?… Read More
Determining why to refinance is not near as complicated as deciding if the time is right. Acting on this decision at the wrong time could result in literally losing thousands of dollars in accumulated savings.… Read More
There are many choices available when shopping for a mortgage loan, and the average first time home-buyer could easily become overwhelmed. It’s important to understand the differences between the two types of mortgage loans: Conventional and FHA (Federal Housing Authority), with four different factors to consider on either type of loan.… Read More
Here are 10 key questions we recommend that you ask when it comes to applying for a mortgage. These won’t ensure the best mortgage loan you can dream of, but these will help and ensure that you are getting the best deal out there. If you have already chosen your lender and are getting ready… Read More
Some lenders charge borrowers so-called “junk fees” such as application or administrative type charges. These aren’t really junk, just additional fixed fees a lender has the latitude to charge although not all do so. Applied less frequently and calculated as a percentage of a total loan amount, some lenders charge an upfront “origination fee” for… Read More
