Loans are more difficult to achieve if one or both of you have lower that average credit score, but here are some options you can take to be qualified and approved for a loan.… Read More
Lender Fees
What are the different types of home loans available and what are the pros and cons to each? As you prepare to become a home owner, working closely with a trusted lending company can help make the home loan process stress-free. Consider your options and look at the fine details to ensure you are making… Read More
Determining why to refinance is not near as complicated as deciding if the time is right. Acting on this decision at the wrong time could result in literally losing thousands of dollars in accumulated savings.… Read More
There are many choices available when shopping for a mortgage loan, and the average first time home-buyer could easily become overwhelmed. It’s important to understand the differences between the two types of mortgage loans: Conventional and FHA (Federal Housing Authority), with four different factors to consider on either type of loan.… Read More
An extra precaution many of us take is getting our credit score to qualify for a more desired interest rate. Much like a sale price, the interest plays just as big of a role in the cost of your newly discovered house. An interest rate is a fee that you pay your bank, and the… Read More
It only takes one major financial setback or life-altering event to trigger a mortgage payment problem, even if you’ve proven you’re capable of being responsible with money. Some examples of this is, you or your spouse losing a job, divorce, or a debilitating illness that limits the number of hours you are able to work.… Read More
