Credit Score

Sometimes, paying PMI is better because you can get an interest rate lower than the cost of the PMI.… Read More


Build Credit

When a person enters adulthood, or even right before, they have the chance to accumulate and create a credit score. Many large financial decisions are based on a person’s credit score. This is something that follows a person throughout their life, so naturally, it is vital to monitor it and keep it healthy. However, this… Read More


first time homebuyer program

Buying a home rates as one of the most important decisions made by an individual. It’s emotionally, mentally as well as financially monumental. Many people believe that buying a home is something far off in the future. However, a wide variety of programs exist to help first-time homebuyers purchase a home sooner than expected. The… Read More


boost your credit score

Your credit score is an important part of your financial life, especially if you’re thinking about buying a home. Your credit score is determined by five main factors and is used to determine whether a lender will grant you a loan, how much they’ll lend you, and at what rate you’ll accrue interest on it.… Read More


If you’re on the market for a new home, you’ve probably started looking into different types of loans. The typical loan is a conforming loan, but that has a limit in most areas in the country of $484,350 (some areas with a higher cost of living have a higher limit), so if you’re looking into… Read More