Depending on your circumstances and credit history, you can get loans or avail of government programs that offer lower down payments to help you get on the property ladder. These alternative methods, however, can have downsides, so it is important that you choose the option that best suits your financial situation.… Read More
Buy
However, sometimes it’s how you balance your budget, rather than how much you have in your monthly budget that matters. There are a number of saving methods you can use, with some clever adjustments to your budget that will allow you to save for a down payment without over burdening you financially. You will, of… Read More
Buying a house can be an exciting time, but also stressful with all that goes into purchasing a home. Here are a few steps to take before even stepping foot in a home that is for sale:… Read More
Families are forced to focus on more daily needs such as: food, shelter and clothing. There is little room for savings. That doesn’t mean it can’t be done. Here are some simple strategies that can be implemented to start saving money for a down payment, today.… Read More
The good news is, you don’t have to have perfect credit to qualify for a home loan. There are many common misconceptions that surround the mortgage lending process. There is more involved with qualifying for a home loan than just your credit score, although that is certainly one of the considerations. Whether you are a… Read More
Does that ring true for every region in this vast country? When the numbers are evaluated, the facts reflect that not all home purchases can be categorized in such simple terms. Perhaps the better question is: What is most important to the buyer: variety, time, or price?… Read More
