2018 has brought with it many changes for potential homeowners; not least amongst them the new tax bill. The cons seem to outweigh the pros until you are looking at renting versus buying from a purely mathematical perspective. There are considerations that can be overlooked, which would otherwise prompt more Americans to favor buying over… Read More
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However, a report from the National Low Income Housing Coalition has concluded those who work full-time at minimum wage are unable to afford the rent for even a two bedroom apartment in the United States. Therefore, it may be time to check if the scales have been tipped in favor of buying for many Americans.… Read More
Buying a home is likely one of the biggest investments you’ll ever make. You want to make sure you benefit, but with so many regulations and hoops to jump through, it’s easy to get caught up and agree to less-than-favorable terms. This is avoidable! Don’t let it happen to you. Shop around for your mortgage.… Read More
Owning a rental property if done correctly, is a great way to make passive income and set yourself up for early retirement. There is also the benefit of capital gains, which means the revenue from your rental property could be tax-free. But before you go out and buy a rental, we have a few things… Read More
But owning a home as we all know, can be a big responsibility. When it comes to buying a home, there are several personal factors you should consider, like income, location stability, and commitment.… Read More
The Galaxy Lending team loves working with first-time buyers, and we will ensure that you feel comfortable throughout the entire process. You may be an experienced house or apartment renter or you’re taking the leap from mom and dad’s basement, regardless, buying your first house is important.… Read More