Galaxy Lending Group's Blog

There is a very good chance that home buying in winter will result in finding properties that are a lot cheaper. Realtors and loan companies know it’s hugely beneficial for home hunters to buy during the winter. A seasonal low is usually reflected on the price tag for properties on the market during this time of year.… Read More


This is an exciting time. Buying a home, moving and reorganizing your life can feel like a fresh start. Is it out with the old and in with the new? Will you be getting new furniture for your new place? Did you check out the school district and look at neighborhood statistics? These are things… Read More


It doesn’t seem like it would play such a big factor in your financial standing. Did you know your credit score is a major factor in obtaining a home loan? Purchasing a new home will be one of the biggest investments of your life. Since it plays such a big role, it would be a… Read More


2018 has brought with it many changes for potential homeowners; not least amongst them the new tax bill. The cons seem to outweigh the pros until you are looking at renting versus buying from a purely mathematical perspective. There are considerations that can be overlooked, which would otherwise prompt more Americans to favor buying over… Read More


However, a report from the National Low Income Housing Coalition has concluded those who work full-time at minimum wage are unable to afford the rent for even a two bedroom apartment in the United States. Therefore, it may be time to check if the scales have been tipped in favor of buying for many Americans.… Read More


Buying a home is likely one of the biggest investments you’ll ever make. You want to make sure you benefit, but with so many regulations and hoops to jump through, it’s easy to get caught up and agree to less-than-favorable terms. This is avoidable! Don’t let it happen to you. Shop around for your mortgage.… Read More