Latest Articles

Do Lenders Look At Credit Card Debt

Do Lenders Look at Credit Card Debt? Do lenders look at credit card debt? Absolutely, and it plays a bigger role in your mortgage approval than most buyers realize. Whether you’re preparing to buy your first home or refinance, understanding how lenders evaluate your credit card balances can make or break your approval. In this […]

How Much House Can I Afford?

How Much House Can I Afford? (2026 Guide by Galaxy Lending Group) If you’re asking “how much house can I afford?” – you’re asking the right question. At Galaxy Lending Group, we believe the goal isn’t just to get you approved… It’s to help you make the smartest financial decision for your life. Because what […]

How Do I Buy My First House

You May Be Asking Yourself “How Do I Buy My First House?” Buying your first home can feel like stepping into a maze with a blindfold on – equal parts “how do I buy my first house?” and “wait…what did I just sign up for?” Let’s break it down step by step – with one […]

I Have Student Loans And I Want To Buy A House

Do Student Loans Kill Your Mortgage Chances? (Yeah… No.) A lot of homebuyers think student loans automatically disqualify them from getting a mortgage – but that’s simply not true. Student loans don’t kill your mortgage chances. They just affect how much house you can qualify for. Understanding how lenders calculate your student loan payments is […]