Interest Rates

There are many choices available when shopping for a mortgage loan, and the average first time home-buyer could easily become overwhelmed. It’s important to understand the differences between the two types of mortgage loans: Conventional and FHA (Federal Housing Authority), with four different factors to consider on either type of loan.… Read More


An extra precaution many of us take is getting our credit score to qualify for a more desired interest rate. Much like a sale price, the interest plays just as big of a role in the cost of your newly discovered house. An interest rate is a fee that you pay your bank, and the… Read More


What this means is that fees and extra interest costs are avoidable, affordable payments are doable, and you can protect your credit score. If you are struggling to find a job or keep up with your school loans, there’s important information to learn from this article.… Read More


It only takes one major financial setback or life-altering event to trigger a mortgage payment problem, even if you’ve proven you’re capable of being responsible with money. Some examples of this is, you or your spouse losing a job, divorce, or a debilitating illness that limits the number of hours you are able to work.… Read More


Here are 10 key questions we recommend that you ask when it comes to applying for a mortgage. These won’t ensure the best mortgage loan you can dream of, but these will help and ensure that you are getting the best deal out there. If you have already chosen your lender and are getting ready… Read More


Visit www.SixStepsToAHomeLoan.com to download and enjoy, How to Get a Stellar Home Loan: Six Steps to the Best Mortgage at the Lowest Rate with the Fewest Headaches. With our friends at KTAR, Galaxy is posting a series of blogs to help borrowers understand lender fees, shop for a loan, and choose between a bank and a mortgage broker. Click here to… Read More