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Owning a rental property if done correctly, is a great way to make passive income and set yourself up for early retirement. There is also the benefit of capital gains, which means the revenue from your rental property could be tax-free. But before you go out and buy a rental, we have a few things… Read More


Depending on your circumstances and credit history, you can get loans or avail of government programs that offer lower down payments to help you get on the property ladder. These alternative methods, however, can have downsides, so it is important that you choose the option that best suits your financial situation.… Read More


However, sometimes it’s how you balance your budget, rather than how much you have in your monthly budget that matters. There are a number of saving methods you can use, with some clever adjustments to your budget that will allow you to save for a down payment without over burdening you financially. You will, of… Read More


Buying a house can be an exciting time, but also stressful with all that goes into purchasing a home. Here are a few steps to take before even stepping foot in a home that is for sale:… Read More


Loans are more difficult to achieve if one or both of you have lower that average credit score, but here are some options you can take to be qualified and approved for a loan.… Read More


What are the different types of home loans available and what are the pros and cons to each? As you prepare to become a home owner, working closely with a trusted lending company can help make the home loan process stress-free. Consider your options and look at the fine details to ensure you are making… Read More